Mesa Credit Restoration

If you have a bad credit rating, this can impact so many elements of your life and place many unnecessary restrictions on your ability to live your life the way you dream of. A bad credit score can prevent you from purchasing a house, purchasing a car, going on a holiday or investing in your education as well as a number of other every day requirements that people need to have a good quality of life. Our team at Mesa Credit Repair Today are dedicated to providing out clients with the best possible credit restoration services so that they are able to have the same opportunities as all others. We do not believe that your past defines you and that you should be able to start with a clean slate.

    Checking your Credit Records

    If you are looking for general credit restoration, this means that we may need to request form you a large amount of documentation so that we can fully understand your financial position and the areas in which your negative credit score is coming from. We will need to obtain the records of payments and their dates as well as all agreements that are related to them to be able to understand where defaults have occurred. This process may take some time dependent on how many different organizations our clients have had a credit arrangement with, however the more time that is dedicated to the investigation, the higher the changes are of a successful outcome.

    Establish Errors

    When we have obtained all the credit records from our clients, we work through each line item individually to establish any areas that have caused a default or error that may be contributing to the negative credit rating that our clients are being branded with. Again this process may take some time if there is a large list of records for us to work our way through, however we are diligent in working for our clients as we know they are looking for a full service and not half of one. They are relying on this process being successful to change their lives so are often appreciatively patient during this phase of the process.

    Challenging Line Items

    When we have established all areas of default or errors that have been noted on the credit reports of our clients, we then commence contacting each of these organizations individually to challenge these items to in turn alter the financial records of our clients. Many organizations are not so willing to do this, which means again this process may take time, however is generally worth the wait.

    Changing your Credit Score

    If they above process has been followed correctly, which it will always be with Mesa Credit Repair Today, our clients should be able to see an improvement in their credit score. This will open many doors for them and they will be able to achieve more out of their life with greater opportunities.